Do I have to live in Paraguay full time?

For residency, no. During temporary residency (the first 2 years) you must enter at least once a year. With permanent residency, one entry every 3 years is enough. For later citizenship, however, you should have a genuine center of life in Paraguay, typically 6 to 9 months a year. Note that Paraguayan tax residency is a separate test and generally requires around 120 days a year.

How exactly does the tax work?

Paraguay has a territorial tax system: only income earned inside Paraguay is taxable (max. 10%). Income from abroad (clients overseas, international platforms or foreign companies) is taxed at 0%. Important: for your income to clearly count as foreign-source, correct structuring matters. Many of our clients use a foreign company structure such as a US LLC. We help you find the right setup for your situation.

Do US citizens really pay 0%?

No, not automatically. The United States taxes its citizens and green-card holders on worldwide income regardless of where they live (citizenship-based taxation). Paraguay residency does not remove your US filing obligation or tax liability; only renouncing citizenship does, with a possible exit tax. The Foreign Earned Income Exclusion only helps partially. If you are a US person, speak to a US-qualified advisor and read our dedicated US-citizens guide.

What does it cost to live in Paraguay?

A comfortable lifestyle in Asunción costs roughly $1,200 to $1,700 per month. That includes rent for a modern apartment ($500-800), groceries, internet, transport and leisure. Compared with most major Western cities, you save around 50 to 60%.

Do I need to speak Spanish?

Not for the residency process. We and our partners on the ground speak English and Spanish. For daily life, some Spanish helps, but many expats get by with English at first. Learning Spanish naturally makes life richer.

How long does the whole process take?

You typically receive Paraguayan residency with a cédula within 8 to 16 weeks of applying. The standard route runs through temporary residency, which converts to permanent after 2 years. Direct permanent residency is possible in some cases (for example investors) but has higher requirements. You can apply for Paraguayan citizenship after 3 years of permanent residency, so usually around 5 years after your first cédula. Citizenship requires basic Spanish and some knowledge of Paraguay's history and civics.

What about health insurance?

Paraguay has good private clinics (Sanatorio Migone, Hospital Italiano). International health insurance for expats runs roughly $110 to $400 per month depending on age and coverage. Local policies with providers such as Asismed or Migone Salud start at around $110 per month.

Can I retire to Paraguay?

Absolutely. Paraguay is popular with retirees. Thanks to the territorial tax system, a foreign pension is treated as foreign income and taxed at 0% in Paraguay in principle. Whether your home country still taxes that pension depends on its own rules, so check your side too. The low cost of living makes for a relaxed retirement.

Asunción is considered one of the safest capitals in South America. As anywhere, take normal precautions, but the crime rate is significantly lower than in many other Latin American metros.

Do I need to worry about my home country's tax?

Possibly. Your home country may tax you until you properly break tax residence there, and some countries have exit taxes or trailing-tax rules on business owners. This is separate from Paraguay's 0% and needs to be checked in your jurisdiction. We help with the Paraguay side and can point you to a qualified advisor for your home country.

You pay by bank transfer in USD (also internationally via Wise) or with crypto stablecoins (USDC/USDT, handled via Kast, no surcharge). Typically 50% on order and 50% when you receive your Residencia Precaria, never everything up front. The official residency fees in Paraguay (Migraciones, cédula) are included in the package prices; the apostille in your home country is your own cost. Our money-back guarantee applies if you are refused through no fault of your own. Full details are on the Payment page.

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For Ghanaians

Paraguay for Ghanaians: Visa, Residency & 0% Tax

For Ghanaians seeking stability and options, Paraguay offers an accessible residency, 0% tax on foreign income and a stronger second passport. The first step is the visa, and that is exactly what we handle.

Ghanaians are looking abroad after a hard few years: a cedi that depreciated steeply, high inflation, an IMF program, and real difficulty accessing foreign exchange. For young professionals and business owners, a second residency, a low-tax base and a stronger passport are genuinely valuable.

The obstacle is entry: Ghanaian passport holders need a visa just to enter Paraguay, which is why most relocation providers turn these cases away. We are one of the few who handle the visa and the residency together, end to end. We never promise guaranteed entry, since the final call is the immigration officer’s, but we build the strongest possible case. The service is priced on request.

Key guides for Ghanaians

Moving from Ghana, the visa, residency, 0% tax and cost of living.

Moving to Paraguay from Ghana: Visa, Residency & a Second Passport

Moving to Paraguay from Ghana: the visa hurdle, our end-to-end help, the residency process, real costs, and the second-passport path ahead of you.

13 min read

Moving Money from Ghana to Paraguay: Cedi, Forex & USD

Moving money from Ghana to Paraguay, honestly explained: cedi depreciation, forex access limits, bank wires, Wise, and stablecoin rails compared.

12 min read

Paraguay Residency for Ghanaians: 0% Foreign-Income Tax

Paraguay residency for Ghanaians: 0% tax on foreign income, a stronger passport in about five years, and who actually benefits from this move.

13 min read

Paraguay Residency for Visa-Required Countries 2026

Most residency guides assume you can just fly in. If your passport needs a visa for Paraguay, you face an extra hurdle. We are one of the few providers who handle the residency process for visa-required nationalities.

11 min read

Paraguay Tax Residency: How 0% Territorial Tax Works (2026)

Paraguay tax residency can mean 0% tax on foreign income under territorial taxation. Here is how it actually works, and where people get it wrong.

15 min read

Cost of Living in Paraguay 2026: Real Asunción Numbers

What is the real cost of living in Paraguay in 2026? Here are honest monthly USD budgets for Asunción, from a single person to a family of four.

13 min read

Paraguay Residency & Cédula: Step-by-Step Guide (2026)

Paraguay residency and the cédula, step by step: documents, apostille, Migraciones, the 2026 rules, and the path to permanent residency and citizenship.

15 min read

Recommended package

Visa + residency service Price on request

For Ghanaians the relevant service is combined visa and residency support: we assess your passport, arrange the entry route, and guide the residency end to end. Priced on request after a short, free assessment.

See all packages Book a free intro call

Frequently asked questions

Do you help Ghanaians get residency in Paraguay?

Yes. We are one of the few providers handling both the visa and the residency for Ghanaian nationals end to end. Ghana is not excluded, so a short assessment of your passport and goals is the place to start.

Do Ghanaians need a visa to enter Paraguay?

Yes. Ghanaian passport holders need a visa to enter Paraguay, the extra hurdle before residency. We arrange the entry route and coordinate the residency filing around it.

What does the Paraguay move cost for Ghanaians?

The combined visa and residency service is priced on request, because visa-required cases vary so much by circumstance. The first assessment call is free and tells you whether, and how, the move can work.

Is entry to Paraguay guaranteed for Ghanaians?

No. We prepare a strong file and the right entry route, but the final admission decision always rests with the individual Migraciones officer. Anyone promising guaranteed entry is not being honest.

Want personal guidance?

In a free intro call we clarify your situation and the right path to Paraguay.

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